Realtors
Health coverage for realtors.
Most real estate agents are independent contractors, so the brokerage doesn't provide health coverage. With income that swings by season, many realtors pay full price on the marketplace. A private PPO may be worth comparing.

Common challenges
- Commission-based income makes subsidy estimates unreliable
- No brokerage-sponsored health plan
- Busy seasons leave little time to shop
What to look for in a plan
- Premiums that fit a variable income
- Year-round enrollment so you can switch in the slow season
- Telemedicine for quick care between showings
Not sure a private PPO is right for you? Read our honest comparisons of PPO vs. marketplace plans and short-term coverage.
Free Coverage Review
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