Self-Employed
Health coverage for self-employed.
When you work for yourself, you're also your own benefits department. Health coverage is one of the biggest fixed costs of going independent, and one of the most confusing. A licensed advisor can help you compare private PPOs, marketplace plans and everything in between.
Common challenges
- Income varies month to month, which makes subsidy estimates tricky
- No employer contribution — you pay the full premium
- Marketplace enrollment windows don't line up with when you go independent
What to look for in a plan
- Year-round enrollment so you can start coverage the day you need it
- A broad PPO network if you travel for clients
- A deductible that matches your cash-flow cushion
Not sure a private PPO is right for you? Read our honest comparisons of PPO vs. marketplace plans and short-term coverage.
Free Coverage Review
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